ALTERNATIVE LOANS LENDER LIST

Lender Information	Loan Servicer	Apply Online & E-sign	Special Benefits/Incentives	How to Apply
www.campusdoor.com/mercer 800-786-0002	AES	Yes	Online approvals in seconds and available 24/7 0.25% rate reduction for automatic withdrawals 0.25% rate reduction after 48 consecutive on-time payments No out-of-pocket fees required at the time of the loan Repayments can be deferred up to 12 months after graduation No income or employment verification required Extended and graduated repayment terms available Loans for account balances incurred within the last 8 months Co-signer release after 48 consecutive on-time payments Satisfactory academic progress required	To complete an online Campus Door Loan application visit www.campusdoor.com/mercer
Chase Select 503000 http://www.chaseselectloans.com Student Loans 1-800-487-4404	Chase	Yes	ZERO Fees Students Only rates as low as Prime -0.50% Student with Cosigner Rates as low as Prime -1.00% Minimum: $500 0.25% interest rate reduction for having monthly principal and interest payments made directly from a bank account. Cosigner Release: 36 consecutive on-time monthly payments of principal and interest any time after repayment begins
CitiAssist® Loan www.studentloan.com 800-967-2400	Citibank	Yes	Interest Rate: As low as Prime minus 0.50%, based on credit rating and co-signer presence Fees: None Enrollment: Full-time, half-time, less than half-time 0.25% interest rate reduction for auto debit (must enroll and only receive statements electronically) 0.50% interest rate reduction when you make your first 48 consecutive monthly payments on time Co-signer release is available Loans can be used for balances incurred within the last 12 months Satisfactory academic progress not required	To complete an online CitiAssist Loan application visit www.studentloan.com
Signature Student Loan Academic year 2008-2009 www.salliemae.com/signature 800-695-3317	Sallie Mae	Yes	New This Academic Year New price ranges with competitive pricing that rewards creditworthiness One eligible individual: Libor + 2.5% to Libor + 9.5% Two eligible individuals: Libor + 2.5% to Libor + 8.5% Zero fees A .50 percentage point interest rate reduction with auto-debit Advantages for Your Students & Families No income requirement Cosigner release available after the first 24 on-time payments of principal and interest1 Six month grace period 24/7 on-line account management with Manage Your LoansSM Sallie Mae’s Upromise Loan LinkSM service can help students and families pay down student loans Combined billing for borrowers with multiple Sallie Mae loans	To complete an online Signature Loan application visit www.salliemae.com/signature
SunTrust Academic Answer Private Loan www.suntrusteducation.com/academicanswer 866-763-6350	AES	Yes	Interest Rate: Based on credit tier from LIBOR + 2.50% (undergraduate) or 2% (graduate) to LIBOR + 7.75% (undergraduate) or 7.5% (graduate) Fees: 0.00% origination fees For students half-time and full-time, non-degree seeking, Non-SAP, and foreign students with a U.S. co-signer $300 principal reduction per loan at graduation 0.25% rate reduction for payments made via ACH Co-signer release option upon request after 48 consecutive on-time principal and interest payments (Borrower must meet credit criteria at time of request) Satisfactory academic progress not required	To complete an online Academic Answer Loan application visit www.suntrusteducation.com/academicanswer